The Business Platinum Card® from American Express

Business cardSkyMiles®Aeroplan®Flying BlueAviosGlobal Lounge Collection (Centurion, Priority Pass, 10 Delta Sky Club visits/yr); $600 hotel credit, $200 airline fee credit, $200 Hilton,…

Annual fee $895

Apply

Your result · $3,000/mo · 10% overseas · Aeroplan®

39,500miles/yr

Net value−$302.50

Rank#17 of 17

Earn by category

Dining & cafés4,800

Groceries7,800

Transport & fuel2,400

Online shopping5,300

Bills & subscriptions3,000

Travel & airfare3,800

Everything else12,400

Miles a year · total 39,500

Earn rules

Category	Conditions	Rate	Monthly cap
Base earn		1 mi / $1
Online shopping	Online purchases from electronic goods retailers and software & cloud providerscalculated as 10% of this category	2 mi / $1	166,667 miles (shared)
Travel & airfare	Portal only: flights and prepaid hotels on AmexTravel.comcalculated as 15% of this category	5 mi / $1	None
Everything else	U.S. construction material & hardware suppliers; electronic goods retailers; software & c…calculated as 15% of this category	2 mi / $1	166,667 miles (shared)

Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
Who can apply: Business owners incl. sole proprietors, freelancers and side businesses (apply with SSN or EIN); personal guarantee.
Earns Amex Membership Rewards points; calculated at 1 points = 1 mile
Sign-up bonus: 300,000 miles · Personalized: 'as high as' 300,000 MR points after $20,000 in purchases in the first 3 months (TPG, Apr-Oct 2026); Amex shows your offer before you accept. Off…
1 mile ≈ 1.5¢ (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.

Where these miles go

This card earns or transfers to these programs.

SkyMiles®Delta Air Lines · 1 mile ≈ 1.2¢

Aeroplan®Air Canada · 1 mile ≈ 1.5¢Used in your result

Flying BlueAir France-KLM · 1 mile ≈ 1.3¢

AviosBritish Airways · 1 mile ≈ 1.3¢

Verified 2026-10-23 · American Express disclosure·Report an error