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IBK Industrial Bank of Korea
IBK Business Card (credit)
Business cardSKYPASSIBK 결제계좌 타행이체 수수료 면제(전월 50만), 국세·4대보험 1.0% 포인트
Annual fee ₩2,000
Apply10,000miles/yr
Net value+₩148,000
Rank#22 of 42
Earn by category
Miles a year · total 10,000Earn rules
| Category | Conditions | Rate | Monthly cap |
|---|---|---|---|
| Base earn | 0.35 mi / ₩1,000 | ||
| Transport & fuel | Monthly minimum spend: ₩500,000국내 전 주유소(LPG 포함) 1.0% 포인트calculated as 60% of this category | 0.5 mi / ₩1,000 | 1,500 miles |
| Transport & fuel | Monthly minimum spend: ₩500,000전기차·수소차 충전, 쏘카, 카카오T(직접 앱/웹) 2.0% 포인트calculated as 10% of this category | 1 mi / ₩1,000 | 3,250 miles |
| Online shopping | Monthly minimum spend: ₩500,000네이버페이·쿠팡·11번가·G마켓·배달의민족(공식 앱/웹) 1.0% 포인트calculated as 70% of this category | 0.5 mi / ₩1,000 | 1,500 miles |
| Overseas | Monthly minimum spend: ₩500,000해외 온·오프라인 2.0% 포인트 | 1 mi / ₩1,000 | 3,250 miles |
- Monthly minimum spend: ₩500,000
- Monthly caps apply to bonus earn above the base rate; base earn continues after the cap.
- Monthly earn cap: 833 miles
- Who can apply: 개인사업자 전용 기업공용카드(사용자지정카드 발급 가능). 대한항공 전환은 영업점에서만 신청. BC 기업포인트 신청서 기준 '비씨 기업 지정카드 소지자만 전환 가능'이라 공용카드만 있으면 전환이 막힐 수 있음.
- Earns BC 기업포인트(IBK 기업포인트); calculated at 20 points = 1 mile
- 1 mile ≈ ₩15 (assumption, Oct 2026). Earn rates and annual fees follow each issuer’s disclosure.
Eligibility
Foreign residents need an alien registration card and proof of income; some issuers restrict applications.
Verified 2026-10-23 · IBK Industrial Bank of Korea disclosure·Report an error